To summarize our file submission process, please:
1- Give Catherine, Kate or Tom a call to briefly chat about the deal structure via our hotline: 1 855 566 1100
2- Send application to email@example.com including
- Explanation of how the client got into this situation
- Explanation of the exit strategy
- Explanation of any additional income or cashflows that do not show up on noa/application
3- we typically request the following after issuing a commitment:
- 12 months of banking history for the borrower(s) primary account
4- Final steps:
- Personal interview of the client
- Settlement letters for o/s debts if applicable.
Key benefits of an aroi Mortgage:
- We may recommend a lower rate lender to you before writing the deal.
- We monitor the credit rebuild process
- We direct your client back to you to complete exit financing
- We don’t charge a fee on renewal or extension, however the rate does increase.
- We offer additional flexibility on rates and fees for bulletproof exit strategies such as a CRA arrears payment with pending approval.
Aroi looks forward to the opportunity to help your client back to a better financial footing.